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Saving Plans
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Motivate the company employees by setting up an additional retirement scheme

To compensate for the deterioration/phasing out/worsening of the compulsory retirement schemes, the company can help its employees by implementing additional retirement arrangements.

We cover

Cardif Entreprises proposes a range of retirement solutions that are based on very profitable social and fiscal arrangements.
They are excellent tools of motivation that respond to the employees' anxieties and provide the company with the means to implement an innovative remuneration policy at a deferred date.


We provide

A complete range of retirement solutions
- A pension with established contributions to constitute a supplementary retirement scheme for your employees.  The amount will be defined in accordance with the individually acquired rights.
- A pension with defined benefits to guarantee your employees a supplementary income, the amount of which will be defined beforehand, and to help the managers. and senior managers in particular to anticipate a significant decrease in their income at retirement age.
- Customised pension options for employees: pensions in units of account, dependence guarantee, reversion pension...
- High-return financial solutions whose strategic allowance is very well adapted to the pensions forecasts of your employees.

The assistance of a dedicated team
- A rigorous and regular actuarial expertise in order to guarantee that your pension scheme is totally suited to the overall situation of your employees.
- A team of specialists, as much in a legal capacity as in a fiscal, financial and actuarial one, who are involved in the development of innovative and high-yield pensions.

An on-going transparency
- A regular flow of information and Internet access to enable the company to refer to the development of its pension scheme at any given moment. 
- A regular flow of information for your employees and an Internet site at the disposal of those who are are benefiting from a pension agreement with set contributions.


Our priorities
- A personalised consultation service provided by a team of professionals: chargés d'affaires, actuaries,  lawyers and financiers combining their experience and their know-how, gained within Cardif Enterprises, to provide you with real decision-making advice.
- Close at hand: your own contact ensures communication with the internal teams in order to respond to your requirements and requests in real time.
- Capacity to react: our on-going analysis enables you to benefit from the latest opportunities and innovations.



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